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AIB Car Insurance Company offers a vast array of benefits with their insurance policy for drivers of all ages. Included in their excellent customer service is a feature on their website which allows a person to get a “quick quote.” In under two minutes. If you choose a policy at their web-site, you receive an automatic 10% discount on your policy.

The benefits offered by AIB car insurance are too many to name, but a few include immediate 24-hour assistance if you find you need help or a question answered at any time. In addition, there is 24-hour roadside service and unlimited assistance provided if you have a recurring problem with your vehicle. All of the towing technicians of AIB car insurance are dispatched as soon as the help line is called and arrive with the proper tools or information that you need.

If you find that you need to have your vehicle towed to a garage and have to stay in an unfamiliar location overnight, the staff at AIB car insurance will help you to secure accommodations and get you a lift to the local hotel. If you need to notify a family member that you are detained, the courteous staff of AIB car insurance will make the call for you and assure your family and friends that you are okay and give them a number where you can be reached.

With AIB car insurance, if your car is destroyed in an accident within 12 months of purchase, the policy will cover the replacement of your car. In addition, if your windscreen is damaged, your policy will cover replacement of the windscreen and if the damage is too great for you to travel for repair a technician will come to you to make sure that the car is repaired properly.

AIB car insurance also offers a 12-month repayment plan for your insurance premiums. If you wish, your payments can be made using the direct debit payment option so that you will not have to come up with a lump payment when you may not be prepared to do so. By setting up this plan with AIB car insurance you don’t even have to think about your insurance or when the payments are due, you will always be insured.

An added incentive for purchasing and keeping AIB car insurance is the fact that there are several discounts available over the course of your relationship with the company. There is a 20% good driver discount offered for customers with no penalty points and a 10% good driver discount offered for customers with two penalty points. In addition there are AIB Insurance discounts offered when you have multiple insurance policies with the AIB Insurance Company.

Many women are coming around to the benefits of buying their auto insurance from women’s car insurance specialists in order to receive cheaper rates. However, with the recession in full swing you might be tempted to allow a few fibs into your insurance policy in order to secure an even cheaper premium. The problem is that not only is this against the law, you can also invalidate your insurance policy by not telling the truth. Here are the top items that are most popular on the fib list, and things you should definitely not lie about.

Convictions

If you’ve had a previous driving conviction, even a minor one, then you must declare that when you’re looking for a new quote from a women’s car insurance company. Most insurance companies will ask if you have had any motoring convictions in the last five years. It is important to remember that a conviction will count from the time you were convicted, not the time of the incident. So if you were caught speeding in January but weren’t officially convicted until March then you have to count five years from March to decide if you fall within the category or not.

Mileage

There are usually two mileage categories which you will have to fill out when applying for women’s car insurance. The first is the number of miles your car has already driven; the second is the expected number of miles you will drive annually. Cars with a lower mileage will have a lower premium but, in the event of an accident, insurers can easily check the number of miles your car has done and a discrepancy can be enough to void your policy, leaving you with an expensive bill to pick up.

Health

This is of vital importance not just for women’s car insurance quotes but for your safety also. If you fail to declare any health issues on your insurance policy, or worse to the DVLA when applying for your driving licence, then you are committing fraud and could go to jail. Serious health issues such as epilepsy are something that both your insurer and the DVLA must know about.

Customisation

Although car customisation is stereotypically in the domain of the male driver, female drivers are increasingly looking to altering their vehicles from the norm. If you have made any modifications to your car which take it outside of the normal manufacturer’s specifications then your insurer needs to know about it. Policies differ between women’s car insurance companies, and some will not make adjustments to your premium for “aesthetic” modifications, but if the car’s performance is enhanced, then this will attract a higher rate of insurance to compensate.

In the end, taking a risk with your car insurance is simply not a wise move. Your insurance is a safety net for when things go wrong and giving insurers a reason to whisk that safety net away from you when you need it most can be a very painful experience.